I sent a letter to Trans Union asking them to investigate a debt. They sent me a letter asking me for a copy of my ID and utility bill. I was a little annoyed because a few weeks prior, True Credit released all my credit reports to me with my address and identity [...]

Afni is a collection agency that holds some mysterious debt that they only referenced with a dollar amount and some abbreviated name that represents some company that I never heard of. I sent them THREE letters asking for validation of the debt they were reporting, and they ignored all but the last one which [...]